Support your clients to live independently and manage their money without the paperwork, gaps, or compliance risks. Make it easier to deliver the support they need through your SIL services.
Easily access all the information you need to be 100% compliant in your Quality & Safeguard record keeping across your care and support services.
No need to lock cards and cash in a safe to track spending. This keeps you clear of environmental restraint breaches while empowering your clients to live more independently.
One consistent process for all spending, built for providers who deliver SIL support and accommodation.
Turn hours of manual record keeping into seconds with tools built for the type of support SIL providers offer.
Upload receipts in one click. Evidence collection stays simple and easy every step of the way.
Program spending rules to control staff purchases, so everything is tracked automatically without manual oversight.
See every transaction the moment a card is tapped, including receipts, photos, and supervision details for each NDIS participant.
Upload receipts in one click so providers and families can access everything in one place right away.
Get all the spending information you need to stay compliant and report with confidence.
Set up home expense accounts to manage joint costs like groceries, utilities, and cleaning supplies, ideal for shared living options.
Use a dedicated account and card for house-related spending across your care services.
Keep record keeping simple with clear, easy-to-access statements.
SpendAble is built for SIL providers like you, teams who support NDIS participants with their daily living needs, including managing personal money. Whether you're helping clients with grocery shopping, household expenses, or budgeting for everyday essentials, SpendAble gives you the tools to do it all securely, clearly, and in full compliance.
We also support other service providers across Australia, including Aged Care, Child & Family Services, and Trustee or Guardian services. Every feature is designed to simplify how SIL providers deliver care, manage shared expenses, and keep families and auditors confident at every step.
As an SIL provider, your team doesn’t need to waste hours on manual admin.
With SpendAble, your staff no longer have to:
- Record transactions by hand
- Store or scan paper receipts
- Count and manage petty cash
- Manually reconcile ledgers
Your admin team also gets real-time access to spending records, making compliance reporting faster, cleaner, and far less error-prone, so your staff can focus more on care, not paperwork.
There’s no limit. As part of any provider plan, you can give safe and secure access to as many support workers as you need, all under one SpendAble account. Every transaction is tracked, so you stay in control no matter how many team members are involved.
No. SpendAble is designed with SIL providers in mind, so support workers don’t need individual cards to stay compliant.
Our system allows shared cards to be securely 'checked out' by any staff member in seconds. Here’s how it works:
- A support worker arrives at the SIL house to do the groceries
- They log into their SpendAble account, select the SIL house account, and choose how long they need the card
- The worker uses the house card for payment and uploads a photo of the receipt
- The transaction is automatically recorded with all details including who made the purchase and what it was for
It’s a simple, fast, and fully trackable process that keeps your compliance tight and your workflows stress-free.
Yes. SpendAble is flexible enough to handle both participant-related spending and your operational costs.
You can use it to:
- Manage personal funds for individual clients
- Track and pay for joint SIL or STA household costs
- Cover group spending and day program purchases
- Manage business expenses across teams
- Reduce reliance on cash and simplify reconciliation
Everything is tracked in one place, making it easy to stay organised, compliant, and in control.
Your data is safe with SpendAble. Everything is securely hosted in Australia at a high-security data centre in Sydney.
We use advanced encryption and strict security practices, including:
- Robust user access controls
- Firewalls and malware protection
- Activity logging
- Regular encrypted backups
As an SIL provider, you can trust that your client and organisational data stays protected every step of the way.
SpendAble's provider platform has 3 different pricing tiers that caters to the different needs of providers.
SpendAble Basic — starts at $0
SpendAble Professional — starts at $189
SpendAble Enterprise — custom pricing
You can view the specific inclusions of each plan to decide which one is right for you on our provider pricing page
Quality & Safeguards Standard 4 — SpendAble automatically captures every record you need for reporting in real time, with no manual errors or delays. Your documentation stays accurate, complete, and audit-ready.
Environmental Restraint — SpendAble gives you full oversight of how staff access and use client funds, without restricting participants’ choice, control, or access to their own money. You stay compliant while keeping participant rights front and centre, the best of both worlds.
Yes. Each support worker gets their own secure login, which they can use to access any funds you’ve approved, all within the spending rules and permissions you set.
It’s simple, secure, and gives you full control over who can access what.
Families or financial guardians can deposit funds directly into a participant’s SpendAble account via bank transfer.
This means you never have to hold personal funds in your business banking environment. It keeps your processes clean, reduces admin, and ensures client funds and business funds remain completely separate.
Using a system like SpendAble makes it easy to manage personal spending, shared house costs, and record keeping, all in one place.
Instead of juggling petty cash, receipts, or manual ledgers, support workers can use dedicated accounts and cards for each participant or household. Every transaction is tracked in real time, including receipts and who made the purchase.
This keeps participant funds separate from business accounts, ensures full transparency for families and guardians, and helps you stay compliant with NDIS and Quality & Safeguards standards.
SpendAble makes it easier for SIL providers to manage purchases related to personal care and daily tasks, from toiletries and meals to transport and everyday essentials and unique needs.
Support workers can make purchases using tracked cards, upload receipts on the spot, and ensure every expense aligns with the participant’s NDIS plan and support goals. It’s a simple way to maintain accountability while meeting individual needs.
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