Accept board contributions and pay for joint costs with a simple, easy-to-use system

SpendAble is made for Australian service providers who help clients to handle their personal money in some capacity. If you're supporting people in disability housing, aged care, child and family services, or you're a public guardian or trustee, SpendAble could help make your job easier. We work with leading NDIS providers, Aged Care providers, Child & Family Services providers and Trustee/Guardian's across Australia.

It’s especially helpful if you're working under the National Disability Insurance Scheme (NDIS). Handling client spending, rent payments, and shared costs can get tricky fast, especially when you need to stay on top of compliance with NDIS rules.

This disability housing accounting tool helps take away the stress of managing personal funds. You get clear records, less paperwork, and a simple way to track who paid what. It’s designed for teams who want to stay organised, follow the rules, and make things fair for everyone.

SpendAble cuts down on the boring, time-wasting parts of money management. With this simple management software, your support services team won’t have to:
– write down transactions by hand
– scan or store paper receipts
– count cash
– match up ledgers manually

Instead, everything is tracked in one easy place. Staff can see records in real time, which means fewer errors and faster updates. No more chasing missing receipts or trying to figure out where money went.

Whether you’re handling board contributions, rent payments, or daily spending, SpendAble helps your team spend less time on admin and more time on actual support. It’s a smarter way to handle disability housing finances without the mess of paper trails.

As part of any provider plan, there is no limit to the number of support workers you can add to your SpendAble account.

No. SpendAble's unique system allows common cards to be 'checked out' within seconds by a staff member, without compromising your record keeping. For example:

— Support worker arrives at SIL house to do groceries
— Worker logs into their account and selects the SIL house account, and how long they need the card for
— Support worker takes the house card, pays and uploads photo of receipt
— Transaction record will show all details, receipts and tell you which support worker made the payment

You get the benefit of easy, fast and simple processes without compromising on your compliance requirements

Yes, you can use SpendAble for much more than just personal spending. It’s built to support your whole organisation, including all the joint costs and day-to-day business expenses that come with disability housing and support services.

Whether you’re managing shared costs in SIL or STA homes, paying for group activities, or handling business purchases, SpendAble helps keep it all in one place. It’s fully tailorable to suit how your organisation runs, no matter how big or small your team is.

You can also use it to manage client funds while staying aligned with NDIA and NDIS eligibility rules. That means less confusion, more control, and better records across the board.

So whether you're tracking group spending or managing office supplies, SpendAble gives you the tools to handle it smoothly, and stay compliant while you're at it.

All of your data is hosted within Australia at a highly secure data centre in Sydney. We use the highest levels of encryption and data security practices to ensure your data is protected. This includes but is not limited to robust user management, firewalls and malware prevention, logging and regular backups.

SpendAble's provider platform has 3 different pricing tiers that caters to the different needs of providers.

SpendAble Basic — starts at $0
SpendAble Professional — starts at $189
SpendAble Enterprise — custom pricing

You can view the specific inclusions of each plan to decide which one is right for you on our provider pricing page

Quality & Safeguards Standard 4 — SpendAble captures all records required for your reporting automatically, in real time, without the manual errors or time delays

Environmental Restraint — SpendAble ensures you have the oversight and governance over how your staff access client funds, without ever removing a participants access, choice and control over their personal funds. You get the best of both worlds!

Yes. Each staff member will receive a unique log in which they can use to spend any money you have given them permission to access, within the rules you set.

So you never have to hold the personal funds of clients in your business banking environment, families or financial guardians can directly deposit funds into the participant SpendAble account via bank transfer.

This removes steps from your process and ensures client funds and business funds never mix

SpendAble has features that identifies unusual transactions such as transactions made in irregular locations or of irregular value.  There is a responsibility on the budget manager to be overseeing transactions as well to ensure money is spent how it is supposed to.

SpendAble’s supporting tools enable a budget manager to review these intuitively with photos and receipts being required for every transaction made, as well as a dispute resolution capability in the app and budget hub for each transaction.  Due to the fact every user has their own personalised card, SpendAble and the budget manager have full visibility on who is making each transaction to best understand how the money in each budget is being used

If you’re an accommodation provider, keeping track of rent, board, and shared living costs can get overwhelming, especially when you're supporting people to live more independently. SpendAble makes this whole process smoother and more accurate.

It helps providers stay organised by clearly tracking who paid what, when, and for what reason. No more messy spreadsheets or paper files. Everything is fully accessible online, so your team can log in and check records anytime, from anywhere.

This kind of tool also helps you meet NDIS requirements without the stress. It’s built to help support services stay on top of compliance while still focusing on what matters most... helping people in disability housing live with choice, dignity and more freedom.

Spend less time on admin and more time creating safe, stable homes for your residents.