# 1 Money Management App for Disability Support Teams

Manage client funds and organised so your team can spend more time delivering care 

SpendAble makes it easy for disability service providers to handle client funds and records without endless admin. Our reliable money management software helps you centralise billing, care plans, and compliance in one secure platform, so you can track funding and manage every participant with total clarity. By streamlining approvals and simplifying everyday processes, your team can spend more time delivering meaningful care and support where it matters most.
We're trusted by thousands, because we do what other money handling solutions can't
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Features

Automate payments and records so you can focus on providing better support services to your clients

SpendAble gives you the tools to automate payments and records so you can focus on delivering outstanding client care without getting buried in admin. The intuitive money management app helps you streamline everything from invoices and funding reconciliation to care management and compliance, all in one secure place. 

Compliance Sorted

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All the information you need to be 100% compliant in your Quality & Safeguard record keeping

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You don't have to lock cards and cash in a safe to track spending — meaning you'll never be in breach of environmental restraint rules

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One consistent process for all spending

Visibility of all spending information

Eliminate Admin

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Turn hours of manual record keeping into seconds

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Upload receipts in one click — making evidence collection simple and easy

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Program spending rules to control staff spending — so you don't have to track it manually

Building capacity with the SpendAble system

Real Time Visibility

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See every transaction record the moment the card is tapped, including receipts and photos

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One click receipt upload — so providers and families can see everything in one place, straight away

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All the spending information you need for compliance reporting

Receipts and evidence on the SpendAble platform

Build Participant Capacity

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Support clients to gain more access to their money in a supported way

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Supported decision making tools to promote skill development

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Purpose built technology that provides guardrails that set participants up for success

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We're trusted by Australia's leading care providers, but don’t just take our word for it

“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare

Want to save time and money with Australia's #1 money management app for disability support teams?

Chris Kessaris, SpendAble CFO

Frequently Asked Questions

Who is SpendAble for?

SpendAble is for service providers that support their clients to handle their personal money in some capacity. We work with leading NDIS providers, Aged Care providers, Child & Family Services providers, and Trustees & Guardians across Australia who need reliable software that helps clients manage funds and maintain independence. 

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How does SpendAble save our staff time?

SpendAble ensures staff never have to:
— manually record transactions on paper
— store or scan receipts
— complete cash counts
— manually reconcile ledgers

Your admin staff also gains real-time access to records to speed up record-keeping processes and reduce errors. This means better customer support and streamlined client funding management every step of the way.

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How many support workers can access money safely with SpendAble?

As part of any provider plan, there is no limit to the number of support workers you can add to your SpendAble account. Whether you have a large roster of disability care staff or a smaller team, SpendAble scales to fit your workforce management needs.

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Does every support worker need their own card?

No. SpendAble's unique system allows common cards to be 'checked out' within seconds by a staff member, without compromising your record keeping. For example:

— Support worker arrives at SIL house to do groceries
— Worker logs into their account and selects the SIL house account, and how long they need the card for
— Support worker takes the house card, pays and uploads photo of receipt
— Transaction record will show all details, receipts and tell you which support worker made the payment

Designed for NDIS providers, this process makes managing client budgets and care plans simple and reliable. You get the benefit of easy, fast, and simple processes without compromising on your compliance requirements

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Can we use SpendAble for joint costs and business expenses?

Yes. SpendAble can be used for any spending needs your business has including:
— Managing personal funds of clients
— Managing joint costs of SIL/STA
— Procuring payments for groups and day programs
Business expense management
Cash management

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How does SpendAble protect my data?

All of your data is hosted within Australia at a highly secure data centre in Sydney. We use the highest levels of encryption and data security practices to ensure your data is protected. This includes but is not limited to robust user management, firewalls and malware prevention, logging and regular backups.

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What does SpendAble cost?

SpendAble's provider platform has 3 different pricing tiers that caters to the different needs of providers.

SpendAble Basic — starts at $0
SpendAble Professional — starts at $189
SpendAble Enterprise — custom pricing

You can view the specific inclusions of each plan to decide which one is right for you on our provider pricing page. You can also start your free trial through our basic plan to explore how the platform works.

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How does SpendAble solve our compliance challenges?

Quality & Safeguards Standard 4 — SpendAble captures all records required for your reporting automatically, in real-time, without manual errors or time delays. This means your plan managers and support coordinators can trust that every transaction is documented clearly and securely based on the NDIS practice standards.

Environmental Restraint — SpendAble ensures you have the oversight and governance over how your staff access client funds, without ever removing a participant’s access, choice, and control over their personal funds. You get the best of both worlds. This level of transparency supports better care coordination among support workers and helps providers to monitor participant progress with ease.

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Can support workers use one log in to access any money we give them access to?

Yes. Each staff member will receive a unique login that they can use to spend any money you have given them permission to access, within the rules you set. The software ensures compliance in managing money and makes it easy to monitor NDIS funding allocations without extra admin work.

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How do participant funds get to a SpendAble account?

So you never have to hold the personal funds of clients in your business banking environment, families or financial guardians can directly deposit funds into the participant SpendAble account via bank transfer.

This removes steps from your process and ensures client funds and business funds never mix.

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How does SpendAble track unauthorised transactions? 

SpendAble has features that identifies unusual transactions such as transactions made in irregular locations or of irregular value.  There is a responsibility on the budget manager to be overseeing transactions as well to ensure money is spent how it is supposed to.

SpendAble’s supporting tools enable a budget manager to review these intuitively with photos and receipts being required for every transaction made, as well as a dispute resolution capability in the app and budget hub for each transaction.  Due to the fact every user has their own personalised card, SpendAble and the budget manager have full visibility on who is making each transaction to best understand how the money in each budget is being used.

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