Meet your obligations with one easy-to-use system that delivers end-to-end client fund management compliance. Capture proof of purchases, track staff spending, and create audit-ready records, without limiting participant access to their funds.
Turn hours of manual record keeping into seconds with a smarter way to manage client funds
Simplify evidence collection without the usual steps, upload receipts in just one click
Program spending rules to enforce financial management plans, so you don't have to track it manually
All the information you need to be 100% compliant in your Quality & Safeguard record keeping
Photo upload of your own receipts to keep track of your spending
One consistent process for all spending
See every transaction record the moment the card is tapped, including receipts and photos
One click receipt upload — so providers and families can see everything in one place, straight away
All the spending information you need for compliance reporting
Support clients to gain more access to their money in a supported way
Supported decision making tools to promote skill development
Purpose built technology that provides guardrails that set participants up for success
SpendAble is for service providers that support their clients to handle their personal money in some capacity. We work with leading NDIS providers, Aged Care providers, Child & Family Services providers and Trustee/Guardian's across Australia
SpendAble ensures staff never have to:
— manually record transactions on paper
— store or scan receipts
— complete cash counts
— manually reconcile ledgers
Your admin staff also gain real time access to records to speed up record keeping processes and reduce errors
As part of any provider plan, there is no limit to the number of support workers you can add to your SpendAble account.
No. SpendAble's unique system allows common cards to be 'checked out' within seconds by a staff member, without compromising your record keeping. For example:
— Support worker arrives at SIL house to do groceries
— Worker logs into their account and selects the SIL house account, and how long they need the card for
— Support worker takes the house card, pays and uploads photo of receipt
— Transaction record will show all details, receipts and tell you which support worker made the payment
You get the benefit of easy, fast and simple processes without compromising on your compliance requirements
Yes. SpendAble can be used for any spending needs your business has including:
— Managing personal funds of clients
— Managing joint costs of SIL/STA
— Procuring payments for groups and day programs
— Business expense management
— Cash management
All of your data is hosted within Australia at a highly secure data centre in Sydney. We use the highest levels of encryption and data security practices to ensure your data is protected. This includes but is not limited to robust user management, firewalls and malware prevention, logging and regular backups.
SpendAble's provider platform has 3 different pricing tiers that caters to the different needs of providers.
SpendAble Basic — starts at $0
SpendAble Professional — starts at $189
SpendAble Enterprise — custom pricing
You can view the specific inclusions of each plan to decide which one is right for you on our provider pricing page
Quality & Safeguards Standard 4 — SpendAble captures all records required for your reporting automatically, in real time, without the manual errors or time delays
Environmental Restraint — SpendAble ensures you have the oversight and governance over how your staff access client funds, without ever removing a participants access, choice and control over their personal funds. You get the best of both worlds!
Yes. Each staff member will receive a unique log in which they can use to spend any money you have given them permission to access, within the rules you set.
So you never have to hold the personal funds of clients in your business banking environment, families or financial guardians can directly deposit funds into the participant SpendAble account via bank transfer.
This removes steps from your process and ensures client funds and business funds never mix
SpendAble has features that identifies unusual transactions such as transactions made in irregular locations or of irregular value. There is a responsibility on the budget manager to be overseeing transactions as well to ensure money is spent how it is supposed to.
SpendAble’s supporting tools enable a budget manager to review these intuitively with photos and receipts being required for every transaction made, as well as a dispute resolution capability in the app and budget hub for each transaction. Due to the fact every user has their own personalised card, SpendAble and the budget manager have full visibility on who is making each transaction to best understand how the money in each budget is being used
SpendAble is a trusted solution ensuring end-to-end client fund management for care teams across Australia. It’s designed to support care providers with everyday fund handling while maintaining management compliance for service providers of all sizes.
With smart debit card tools and real-time tracking, carers can make purchases securely, with receipts and records captured instantly. That means less admin, clearer oversight, and reliable fund management compliance for service audits—without disrupting service delivery.Whether it’s household essentials, day programs, or personal items, SpendAble gives your provider business a safe, flexible way to manage funds while building trust with clients and families.
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