Financial Capacity Building Program

Build your money skills with tailored capacity building

Our free program will help you handle your money independently, and protect your money when carers spend it on your behalf.
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Chris Kessaris, SpendAble CFO

Why SpendAble?

We exist to help participants...

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Understand your money

budgeting

Budget and save your money

managing money safely

Take control of your money

… through a tailored budgeting program — designed specifically for people with disability

What is included?

A lady managing her budget
a visual of budgeting
a happy participant smiling holding his SpendAble card
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10 more important reasons why thousands choose SpendAble

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1. It's completely free

Access our budgeting program curriculum at no cost. Work through the lessons at your own pace in a way that suits you.
2. Personalised budgeting plan
Develop a tailored plan to stick to your budget, and strategies to understand where your money goes
3. More spending transparency
Know how every dollar is spent and have confidence you’re spending on the right things that align to your goals
4. You’re always in control
We’re here to support you.  Complete the program on your time, at your pace and in a way that best suits you
5. Easy to follow
Guided sessions that help you get results quickly
6. Tailored strategies for you
Providing you safe and supported methods to improve your money skills specific to your circumstances and goals
7. After program support
You’ll have technology, systems and support ongoing so you can continue to build your skills even after you’ve completed the program
8. Specifically for NDIS participants
Our program is built by people with real lived experience, catering to your individual needs
9. Experienced facilitators
Want some 1 on 1 support? Our team of experts are here to help.  You can book a personalised session, 100% NDIS funded.
10. Become more independent
Tools and resources so you can safely spend more independently, and reduce reliance on others to manage your money for you

Want safer and transparent spending with Australia's #1 money handling solution for participants?

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We're helping thousands of people like you — but don’t just take our word for it

“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare

Join the thousands of happy participants who already trust us to empower their financial skill development

Get Free Access
Chris Kessaris, SpendAble CFO

Frequently Asked Questions

What is covered in the budgeting skills program?

The Budgeting Skills Program helps participants create and manage budgets by allocating funds into different wallets for specific needs, ensuring controlled spending with custom rules. It provides real-time expense tracking, allowing participants to monitor transactions and make informed financial decisions. The program also enhances financial independence by offering a secure payment system that eliminates risks associated with handling cash or sharing account details.

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I only use cash, can this program work for me?

If you only use cash, this program can help you:
— Assess where you might be at risk and implement strategies to mitigate this
— Equip you with the skills to use a debit card/make digital payments for times where cash isn't accepted
— Develop strategies so your support network can best support your circumstances

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How much does it cost?

The SpendAble budgeting program is free!

If you wish to access more personalised budgeting support, there is the option to receive 1:1 support from a SpendAble facilitator.  These hours are NDIS funded via Skill Development And Training (15_037_0117_1_3).

You can access as many or as little hours of extra support as you need, otherwise, you can complete the program by yourself for free!

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How do I know this will work for me?

SpendAble's budgeting program has been built by participants, for participants. Our program is designed to support participants who want to build their skills to handle their own money, or those that need support from others to pay.

Accessing the program is free! So give it a try and see what you think.

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My support worker does all my spending for me, can this program work for me?

If your support network (parent, guardian, provider, support worker) do all your spending for you, this program can:
— Help identify where you may be at risk, and implement strategies to reduce your risks
— Provide greater transparency over how and where your money is used for your peace of mind
— Equip you with the information and tools to review spending done on your behalf
— Equip you with the skills to make more transactions yourself more independently, if that is a goal of yours

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I want 1:1 budgeting support. Where are the sessions held?

If you do opt in for some 1:1 support hours to assist you to complete the budgeting program, these sessions are completed online via video conference (Zoom, Google Meet etc.).

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