I live in a SIL home

Supporting SIL participants with safe, secure spending

Join 1000's Australia-wide who already trust SpendAble to protect their money and empower their skill development
Features

A debit card designed specifically for SIL participants

When your supported to manage your money, you deserve to maintain control, access and visibility over your money

Set your Budget

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Split your money into different budgets to spend with confidence

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View your budget balances at any time to stay on top of your spending

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Be supported to make positive decisions in line with your budget

SpendAble app and card

View Receipts

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View receipts for all spending done by your support workers — maximising transparency

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Photo upload of your own receipts to keep track of your spending

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Have confidence that your money is being spent in line with your wishes

Receipts and evidence on the SpendAble platform

Connect Support Workers

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Securely connect support workers to your money when they need to pay for you

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Decide which budgets you want supporters to access — so you're in control of what they can spend

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Add and remove support workers in a click — making it easy to manage access

Different users on the SpendAble platform

Control your Money

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Decide whether cash out is allowed or not for different budgets

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Set spending limits on a daily, weekly, fortnightly or monthly time frame

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Block merchants if you don't want budgets to be spent at certain locations (e.g. alcohol, utilities, retail etc.)

Set spending rules with SpendAble

We're helping thousands of people like you — but don’t just take our word for it

“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare

Get started today

SpendAble is the only financial platform 100% NDIS funded, meaning you'll never be out of pocket for the financial security you deserve

Starter

$15
/month

Paid yearly, 100% NDIS funded

For participants with the capacity to handle their money, who may need support from their carers to pay at times

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Access to the only debit card built for NDIS participants
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Real time visibility over every dollar spent
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Connect 1 support worker
Get Started

Value

$25
/month

Paid yearly, 100% NDIS funded

For participants who handle their money, but need support to stick to their budget and want to build their skills

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All the benefits of starter plus:
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Spending rules to better protect your money
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Segment money into 'wallets' to help you budget and achieve your goals
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Dashboards to track your spending with ease
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Connect up to 3 support workers
Get Started

Want safer and transparent spending with Australia's #1 money handling solution for participants?

Chris Kessaris, SpendAble CFO

Frequently Asked Questions

Who is SpendAble for?

SpendAble is suitable for:
— People with disability or elderly people who have support workers that make payments for them
— People with disability who are looking to improve their financial capacity and skills

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How does SpendAble keep me safe?

SpendAble allows you to:
— control who can access you money if you need carers to pay for you
— identify who pays
— see all spending information and receipts
— set rules about how you and your carers can spend in line with your financial goals
— ensure you never have to hand out your personal card or cash when you need others to spend

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Are there any hidden costs?

No. All the features and functionality you need is included as advertised in the SpendAble plan you choose

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How do I get SpendAble funded through the NDIS as a plan or self managed participant?

SpendAble is classed as low-risk, low cost assistive technology and can be funded from either core/consumables, or a capital AT budget.  If you feel SpendAble is a good fit for you, you will receive an invoice to either make a claim directly from the portal or send to your plan manager to make the claim.

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How many support workers can access money safely with SpendAble?

SpendAble allows you to see which support worker spent your money, how much, where and on what.  This means you have extra transparency and control over your money in real time, and don't need to hand over your own card or cash for them to make a purchase for you.

Granting or removing permissions for a support worker to access your money can be done in seconds through the SpendAble Budget Hub.

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What does SpendAble cost?

SpendAble's participant platform has 3 different plans dependent on your needs.

SpendAble Starter — $180 per year
SpendAble Value — $300 per year
SpendAble Premium — $660 per year

You can see all inclusions to choose the plan that is right for you on our pricing page

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What if I change my mind?

SpendAble has a 90 day-money back guarantee for all participants so you can be confident you've made the right decision

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How do I get SpendAble funded through the NDIS as an NDIA managed participant?

SpendAble can complete NDIA claims through our trusted partner, The Brainary, to support agency managed participants to fund for SpendAble with their NDIS plans.  Speak to your SpendAble onboarding representative and they'll collect all the details to connect you with The Brainary to make the payment easily.

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How does SpendAble track unauthorised transactions? 

SpendAble has features that identifies unusual transactions such as transactions made in irregular locations or of irregular value.  There is a responsibility on the budget manager to be overseeing transactions as well to ensure money is spent how it is supposed to.

SpendAble’s supporting tools enable a budget manager to review these intuitively with photos and receipts being required for every transaction made, as well as a dispute resolution capability in the app and budget hub for each transaction.  Due to the fact every user has their own personalised card, SpendAble and the budget manager have full visibility on who is making each transaction to best understand how the money in each budget is being used

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