SpendAble ensures parents never have to compromise on safety when mobile support is needed to manage expenses. From finance tracking to real-time alerts, everything is visible and secure.
See all spending done on behalf of your child in real time
Connect trusted support workers to make payments for your child, while keeping safety and control in your hands
Access clear spending reports, review purchasing decisions, and monitor financial data, so every dollar is accounted for, no matter who pays
Decide whether cash out is allowed or not for different budgets
Set spending limits on a daily, weekly, fortnightly or monthly time frame
Block merchants if you don't want budgets to be spent at certain locations (e.g. alcohol, utilities, retail etc.)
Securely connect support workers to your money when they need to pay for you
Decide which budgets you want supporters to access — so you're in control of what they can spend
Add and remove support workers in a click — making it easy to manage access
One click upload of receipts when supporters pay — so you know exactly how your money is spent
Know how every dollar is spent in real time
Maximum transparency, without having to hand your personal card out
SpendAble is the only financial platform 100% NDIS funded, meaning you'll never be out of pocket for the financial security you deserve
Paid yearly, 100% NDIS funded
For participants with the capacity to handle their money, who may need support from their carers to pay at times
Paid yearly, 100% NDIS funded
For participants who handle their money, but need support to stick to their budget and want to build their skills
Paid yearly, 100% NDIS funded
For participants who rely on others to handle their own money on their behalf, with multiple supports accessing their money
SpendAble is designed for:
— People with disability or older adults who rely on support workers to make purchases on their behalf
— Parents who want a safer way for support workers to manage their child’s spending without handing over personal cards
— Participants who want to build confidence with money, strengthen financial skills, and take more control of their budgets
SpendAble allows you to:
— control who can access you money if you need carers to pay for you
— identify who pays
— see all spending information and receipts
— set rules about how you and your carers can spend in line with your financial goals
— ensure you never have to hand out your personal card or cash when you need others to spend
No. All the features and functionality you need is included as advertised in the SpendAble plan you choose
SpendAble is classed as low-risk, low cost assistive technology and can be funded from either core/consumables, or a capital AT budget. If you feel SpendAble is a good fit for you, you will receive an invoice to either make a claim directly from the portal or send to your plan manager to make the claim.
SpendAble allows you to see which support worker spent your money, how much, where and on what. This means you have extra transparency and control over your money in real time, and don't need to hand over your own card or cash for them to make a purchase for you.
Granting or removing permissions for a support worker to access your money can be done in seconds through the SpendAble Budget Hub.
SpendAble's participant platform has 3 different plans dependent on your needs.
SpendAble Starter — $180 per year
SpendAble Value — $300 per year
SpendAble Premium — $660 per year
You can see all inclusions to choose the plan that is right for you on our pricing page
SpendAble has a 90 day-money back guarantee for all participants so you can be confident you've made the right decision
SpendAble can complete NDIA claims through our trusted partner, The Brainary, to support agency managed participants to fund for SpendAble with their NDIS plans. Speak to your SpendAble onboarding representative and they'll collect all the details to connect you with The Brainary to make the payment easily.
SpendAble has features that identifies unusual transactions such as transactions made in irregular locations or of irregular value. There is a responsibility on the budget manager to be overseeing transactions as well to ensure money is spent how it is supposed to.
SpendAble’s supporting tools enable a budget manager to review these intuitively with photos and receipts being required for every transaction made, as well as a dispute resolution capability in the app and budget hub for each transaction. Due to the fact every user has their own personalised card, SpendAble and the budget manager have full visibility on who is making each transaction to best understand how the money in each budget is being used
Yes, SpendAble goes beyond being just a basic money management app. It’s purpose-built for families, giving parents complete visibility and control over how NDIS or personal funds are used when support workers make purchases on behalf of their child.
With SpendAble, parents can:
— Set custom budgets for different categories like groceries, transport, or therapy
— Monitor every transaction in real time, know who spent the money, where, and what it was used for
— Upload and track receipts instantly, so you’re always audit-ready
— Block or limit spending at specific merchants (e.g. alcohol, retail, or entertainment)
— Control access by giving or removing permission from support workers in seconds
— Use automatic rules to limit daily, weekly or monthly spending
— Get a full dashboard view of your child’s financial activity, so you always have a clear picture of how funds are being used
The app is available for download on the App Store and Google Play, and it works seamlessly whether you're managing funds from home or on the go.
If you're a parent juggling safety, independence, and financial accountability, SpendAble simplifies everything, giving you peace of mind and protecting your child’s money every step of the way.
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