Join thousands who rely on SpendAble to track every dollar, protect their finances and feel cared for every step of the way, no matter who is paying.
Never hand out your personal card or cash again, keeping you protected
Dedicated support worker card when someone pays for you
Identify who spends your money for maximum transparency
Decide whether cash out is allowed or not for different budgets
Set spending limits on a daily, weekly, fortnightly or monthly time frame
Block merchants if you don't want budgets to be spent at certain locations (e.g. alcohol, utilities, retail etc.)
Decide which support workers can access your money with secure connection to budgets
Only connect support workers to the money they need — meaning they don't have access to your whole balance
Change a support workers access in one click
One click upload of receipts when supporters pay — so you know exactly how your money is spent
Know how every dollar is spent in real time
Maximum transparency, without having to hand your personal card out
SpendAble is the only financial platform 100% NDIS (National Disability Insurance Scheme) funded, meaning you'll never be out of pocket for the financial security you deserve
Paid yearly, 100% NDIS funded
For participants with the capacity to handle their money, who may need support from their carers to pay at times
Paid yearly, 100% NDIS funded
For participants who handle their money, but need support to stick to their budget and want to build their skills
Paid yearly, 100% NDIS funded
For participants who rely on others to handle their own money on their behalf, with multiple supports accessing their money
SpendAble is made for people who need a little extra help with money management when support workers pay for things. It’s great if you are an older person or a person with disability living in Australia. If you have carers or support workers buying stuff on your behalf, SpendAble helps you feel confident and safe. It also helps you build your money management skills over time, so you can learn more about how to handle money yourself if you want to.
SpendAble lets you stay in control, even when someone else is spending for you. You get to choose who can use your money and set clear rules about how much can be spent and on what. You can see every payment and photo of receipts in one easy place. This helps you keep track without stress. You never have to hand over your personal card or cash, so your money stays protected. This service makes handling your money safer and helps you feel more in charge.
No. All the features and functionality you need is included as advertised in the SpendAble plan you choose
If you manage your NDIS funds yourself or through a plan manager, you can use your budget to pay for SpendAble. It is seen as low-cost assistive technology. You can claim it from your Core supports (consumables) or Capital supports (AT) funding. When you sign up, you’ll get an invoice. You can then claim it directly from the NDIS portal or send it to your plan manager to pay. This makes it simple to get started without paying out of pocket first.
SpendAble allows you to see which support worker spent your money, how much, where and on what. This means you have extra transparency and control over your money in real time, and don't need to hand over your own card or cash for them to make a purchase for you.
Granting or removing permissions for a support worker to access your money can be done in seconds through the SpendAble Budget Hub.
Yes, SpendAble doesn’t just help you keep your money safe; it also helps you learn. By seeing what is spent and tracking your receipts, you can start to understand how your money is used. Over time, this can build your confidence and teach you new skills to manage your money yourself if you wish. You can ask your dedicated support team for tips on using the tools to reach your goals.
SpendAble's participant platform has 3 different plans dependent on your needs.
SpendAble Starter — $180 per year
SpendAble Value — $300 per year
SpendAble Premium — $660 per year
You can see all inclusions to choose the plan that is right for you on our pricing page
SpendAble has a 90 day-money back guarantee for all participants so you can be confident you've made the right decision
If your NDIS plan is managed by the NDIA (National Disability Insurance Agency), SpendAble can still be funded for you. We work with a trusted provider called The Brainary. Our SpendAble support team will gather your details and connect you with The Brainary. We will help process the payment so you can start using SpendAble without hassle. This helps you meet your NDIS requirements for safe money handling.
SpendAble has features that identifies unusual transactions such as transactions made in irregular locations or of irregular value. There is a responsibility on the budget manager to be overseeing transactions as well to ensure money is spent how it is supposed to.
SpendAble’s supporting tools enable a budget manager to review these intuitively with photos and receipts being required for every transaction made, as well as a dispute resolution capability in the app and budget hub for each transaction. Due to the fact every user has their own personalised card, SpendAble and the budget manager have full visibility on who is making each transaction to best understand how the money in each budget is being used.
SpendAble is special because it was made just for people in Australia who need help handling money with support workers. You never have to share your personal bank card or cash. Instead, you can set clear spending rules about what can be bought and how much can be spent. You always get records and photos of receipts, so you stay in control.
This service gives you more choice and flexibility to decide who helps you with money. It also makes it easier for your support workers to spend safely and follow your rules. With SpendAble, you can feel confident that your money is handled the way you want, bringing you more peace of mind every day.
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