#1 Money Management App for Trustee and Guardian

SpendAble is the easiest way to manage financial management plans
and custody of funds

Forget chasing receipts or fielding last-minute phone calls about money. SpendAble gives trustees and guardians one secure system to make financial decisions, oversee spending, and support care, without the usual admin burden. Easily manage allocation, protect assets, and provide finance oversight that aligns with your client’s directive.
Features

Support financial independence with
real-time oversight

SpendAble gives trustees and guardians a secure way to oversee financial administration and assure accountability while still supporting the individual needs of those living with a disability.

One consistent process

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Oversee all spending, banking activity, and proof of purchases in one place

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Use a consistent administrative process across all clients, regardless of location or support team

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Enable clients to access their money safely, with the right level of support and financial oversight.

Set spending rules with SpendAble

Custom financial plans

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Set budgets that align with each client’s goals, will, or directive

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Appoint spending rules to guarantee support workers and service providers stay compliant

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Provide transparency and supported ownership without compromising control

Connecting support workers on the SpendAble platform

Capacity Building

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​​Empower supported decision-making through easy-to-use tools

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Use secure, purpose-built tech to guide clients toward financial literacy

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Enable structured access to spending that protects both the beneficiary and the appointed guardian or EPA

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Real time visibility

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Upload receipts instantly for every transaction, making proof of purchases easy to track

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See where every dollar goes in real time with clear insight and accountability

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Reduce risk and protect personal banking details by removing the need to share a debit card.

Receipts and evidence on the SpendAble platform

We're helping thousands of people like you, but don’t just take our word for it

“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare

Get started today

SpendAble is the only financial platform 100% NDIS funded, meaning you'll never be out of pocket for the financial security you deserve

Starter

$15
/month

Paid yearly, 100% NDIS funded

For participants with the capacity to handle their money, who may need support from their carers to pay at times

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Access to the only debit card built for NDIS participants
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Real time visibility over every dollar spent
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Connect 1 support worker
Get Started

Value

$25
/month

Paid yearly, 100% NDIS funded

For participants who handle their money, but need support to stick to their budget and want to build their skills

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All the benefits of starter plus:
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Spending rules to better protect your money
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Segment money into 'wallets' to help you budget and achieve your goals
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Dashboards to track your spending with ease
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Connect up to 3 support workers
Get Started

Want safer and transparent spending with Australia's
number 1 disability money management app?

Chris Kessaris, SpendAble CFO

Frequently Asked Questions

Who is SpendAble for?

SpendAble is designed for people living with a disability or older individuals who rely on trusted support workers, or carers to help with spending.

It’s also ideal for anyone looking to grow their financial independence, improve financial literacy, or strengthen daily money habits with a simple, inclusive solution.

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How does SpendAble keep me safe?

SpendAble gives you control and visibility while reducing financial risk. It allows you to:

— Decide who can access your budget for care or support needs
— See who’s spending, where, and how, with full insight and proof of purchases
— Set rules that match your financial plan or support preferences
— Avoid sharing your personal debit card or cash
— Meet financial and legal expectations while protecting your money and personal account details

It’s a secure, easy-to-use way to stay protected while still getting the assistance you need.

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Are there any hidden costs?

No. All the features and functionality you need is included as advertised in the SpendAble plan you choose

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How do I get SpendAble funded through the NDIS as a plan or self managed participant?

SpendAble is recognised as low-risk assistive technology. You can use funding from core/consumables or capital (AT budget).

We’ll provide you with a simple invoice so you can claim directly through the NDIS portal or submit it to your plan manager.

It’s part of our commitment to inclusive finance and supporting people to make informed decisions about their care and independence.

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How many support workers can access money safely with SpendAble?

There’s no limit. SpendAble is designed to support complex care arrangements while maintaining full accountability.

You’ll always know:
— Who spent money
— Where and when the transaction occurred
— What was purchased
— Permissions can be added or removed instantly through the SpendAble Budget Hub.

This supports financial administration across multiple support workers, services, and locations.

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What does SpendAble cost?

SpendAble's participant platform has 3 different plans dependent on your needs.

SpendAble Starter — $180 per year
SpendAble Value — $300 per year
SpendAble Premium — $660 per year

You can see all inclusions to choose the plan that is right for you on our pricing page

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What if I change my mind?

SpendAble has a 90 day-money back guarantee for all participants so you can be confident you've made the right decision

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How do I get SpendAble funded through the NDIS as an NDIA managed participant?

We’ve partnered with The Brainary, who handles NDIA claims on your behalf. Your SpendAble onboarding representative will collect your details and coordinate the process, making it seamless for agency-managed participants.

This partnership makes SpendAble even more accessible for people working with local area coordinators, support providers, or legal and trusted representatives.

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How does SpendAble track unauthorised transactions? 

SpendAble uses smart tools to flag irregular or unexpected activity, such as large or out-of-location transactions, helping maintain compliance and safeguard beneficiary funds.

You get:
— Required photo receipts for every transaction
— Dispute resolution options built into the platform
— Instant tracking and audit-friendly accounting oversight

Each person has a personalised card, so you always know who made each purchase, helping guardians, plan managers, and support teams stay on top of financial and legal responsibilities.

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