#1 Assistive Technology for Financial Skills Development

SpendAble empowers you to build confidence and control over your finances

When traditional debit cards fall short, SpendAble offers an inclusive solution designed to nurture your financial skills. With a purpose-built debit card and accessibility features, SpendAble supports your journey to financial empowerment, helping you manage your money with confidence.
Features

Build your skills and the confidence to manage your money independently

Discover how thousands across Australia are improving their financial independence with purpose-built assistive technology. Experience the benefits of assistive technology to maintain or improve your daily living and take full control of your finances.

Create your Budget

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Grow your budgeting skills so you can manage your money confidently on your own

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Check your budget balance anytime so you always know what you can spend

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Customise your budget to match your goals and update it whenever you need

Connecting support workers on the SpendAble platform

Supported Decision Making

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Set spending rules that support you to stick to your budget with ease

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Guardrails that promote positive decision making in line with your goals

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View your budgets at any time to help make positive spending decisions

Set spending rules with SpendAble

Reduce Impulse Spending

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Control your spending by making deliberate decisions about your budgeting within the app

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Every dollar has a purpose — increasing your chances of spending in line with your goals

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Interactive review of spending to help with your budgeting and education

a happy participant smiling holding his SpendAble card

Pay Anywhere

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Pay anywhere that VISA is accepted

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Never be restricted by venues not accepting cash again

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Be empowered to pay for the things you love, knowing you have the support you need to build your skills

SpendAble app and card

We're helping thousands of people like you, but don’t just take our word for it

“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare

Get started today

SpendAble is the only financial platform 100% NDIS (National Disability Insurance Scheme) funded, meaning you'll never be out of pocket for the financial security you deserve

Starter

$15
/month

Paid yearly, 100% NDIS funded

For participants with the capacity to handle their money, who may need support from their carers to pay at times

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Access to the only debit card built for NDIS participants
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Real time visibility over every dollar spent
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Connect 1 support worker
Get Started

Value

$25
/month

Paid yearly, 100% NDIS funded

For participants who handle their money, but need support to stick to their budget and want to build their skills

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All the benefits of starter plus:
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Spending rules to better protect your money
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Segment money into 'wallets' to help you budget and achieve your goals
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Dashboards to track your spending with ease
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Connect up to 3 support workers
Get Started

Want safer and transparent spending with Australia's #1 assistive technology for financial skills development?

Chris Kessaris, SpendAble CFO

Frequently Asked Questions

Who is SpendAble for?

SpendAble is designed for individuals who need assistance with managing money and want to improve their financial skills.

It’s perfect for:
— People with disabilities or elderly individuals who have support workers making payments on their behalf.
— People with disabilities who are looking to build their financial capacity and develop the skills needed to manage money more independently.

SpendAble is an assistive technology that helps you take control of your finances, while still receiving the support you need.

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How does SpendAble keep me safe?

SpendAble ensures your financial security by giving you full control over who can access your money.

You can:
— Decide which carers or support workers can make payments on your behalf
— See all spending details in real-time, including receipts and transaction information
— Set rules to ensure spending aligns with your financial goals
— Never have to hand over your personal bank card or cash, even when someone else is paying for you

By using SpendAble, you can gain confidence in managing your money, even while support workers help you with purchases.

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Are there any hidden costs?

No. All the features and functionality you need is included as advertised in the SpendAble plan you choose

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How do I get SpendAble funded through the NDIS as a plan or self managed participant?

SpendAble is categorised as low-risk, low-cost assistive technology and can be funded from your Core/Consumables or Capital AT budget under the NDIS. If you think SpendAble is a good fit for you, you'll receive an invoice. You can then make a claim directly through the portal or send it to your plan manager for payment.

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How many support workers can access money safely with SpendAble?

With SpendAble, you can manage which support workers have access to your money at any given time.

You can:
— View who spent your money, how much they spent, and on what
— Set up spending limits or restrictions for each support worker
— Quickly add or remove permissions for any support worker through the SpendAble Budget Hub

This transparency helps you stay in control and ensures you have a clear picture of your finances, while still getting the support you need.

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What does SpendAble cost?

SpendAble's participant platform has 3 different plans dependent on your needs.

SpendAble Starter — $180 per year
SpendAble Value — $300 per year
SpendAble Premium — $660 per year

You can see all inclusions to choose the plan that is right for you on our pricing page

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What if I change my mind?

SpendAble has a 90 day-money back guarantee for all participants so you can be confident you've made the right decision

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How do I get SpendAble funded through the NDIS as an NDIA-managed participant?

If your plan is managed by the NDIA (National Disability Insurance Agency), SpendAble can be funded through The Brainary, a trusted partner. They help support agency-managed participants fund SpendAble with their NDIS plans. Simply speak with your SpendAble onboarding representative, who will assist with connecting you to The Brainary for easy payment processing.

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How does SpendAble track unauthorised transactions? 

SpendAble has features that identifies unusual transactions such as transactions made in irregular locations or of irregular value.  There is a responsibility on the budget manager to be overseeing transactions as well to ensure money is spent how it is supposed to.

SpendAble’s supporting tools enable a budget manager to review these intuitively with photos and receipts being required for every transaction made, as well as a dispute resolution capability in the app and budget hub for each transaction.  Due to the fact every user has their own personalised card, SpendAble and the budget manager have full visibility on who is making each transaction to best understand how the money in each budget is being used.

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Can assistive technology help me live more independently?

Yes, SpendAble is an assistive technology for people who want to enhance thei ability to live more independently. By learning how to manage your finances and track spending, you can gain confidence and control over your financial decisions. SpendAble gives you the tools you need to make informed choices about your money, which is key to living more independently without relying heavily on others for financial management.

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How does SpendAble help improve my cognition and decision-making with money?

SpendAble is designed to support individuals by offering tools that help with financial cognition and decision-making. With SpendAble, you can easily track spending, set rules, and gain insights into your financial habits. This helps you build important skills and enhances your ability to make sound financial decisions over time. It's an easy-to-use app that guides you in managing your money, so you can improve your skills at your own pace.

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