Australia's #1 Disability Money Management App

SpendAble simplifies money management for providers, participants and parents.

A screenshot of the SpendAble Budget Hub dashboard, displaying wallet balances, transactions, and financial insights, helping users manage their spending efficiently with the SpendAble money management app.

An assistive technology built by providers & participants, for providers & participants

We're trusted by thousands, because we do what other money handling solutions can't
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Use Cases

Connecting everyone, for gold standard
money management

The only debit card made for people with disabilities to manage money with more freedom.

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Get better at budgeting and gain confidence in everyday spending.

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Get help from trusted support workers who can pay on your behalf when needed, keeping you safe and in control.

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Stay fully informed with real-time tracking so you always know where your money goes, even when someone else is spending it.

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A smiling man in a wheelchair holds a SpendAble Visa card outdoors, representing financial independence and accessibility through the SpendAble money management app.

Spend less time on ledger books and more time supporting your clients

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Track every transaction automatically, without messy paperwork or manual logging.

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Instantly capture receipts so you’re never chasing them down later.

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Support client growth with an easy system that brings compliance and capacity building together in one place.

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A service delivery team happy with their SpendAble account

Manage spending in one secure platform built for compliance and control.

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Stay accurate and audit ready with tools designed to meet Quality & Safeguard requirements.

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Keep accounting clean by removing the need to hold client funds in your business banking environment.

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Set clear budgets and spending rules for staff to protect client funds and maintain safety and security.

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a finance team member looking at the SpendAble dashboard

No more time consuming record keeping

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Access funds securely when supporting a client to pay, without the hassle of manual records.

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Support participants to build their capacity, empowering their financial independence and confidence.

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No more juggling receipts and change. One safe, easy process no matter who you're spending for.

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A support worker and participant holding SpendAble cards

Transparency over every dollar, no matter who is spending

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Peace of mind knowing you control how much money can be spent and for what purpose.

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Safe and secure access, with only trusted people allowed to pay using the app.

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Budgeting features designed to support growth, as the app improves financial independence and builds real-world skills.

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parents with a child with disability
features

One platform, designed for the unique and specific needs of participants and care providers

Budgets

Whether you're programming a financial management plan, supporting a participant to learn how to budget, or setting spending rules for support workers, SpendAble makes spending accessible, secure and user-friendly.

A screenshot of the SpendAble money management app's wallet settings, showing spending rules, cash withdrawal restrictions, and transaction limits to help users stay in control of their finances.

Capacity Building

Specialised features, co-designed with people with lived experience and industry experts, help participants living with a disability build financial literacy and grow their skills with confidence.

Building capacity with the SpendAble system

Connect Support Workers

Control exactly who is using what money and for what purpose. Securely connect trusted carers and support workers to funds when they need to pay, without handing over cash or a personal debit card.

Support workers on SpendAble

Transactions & Reporting

Whether you're a parent of a participant, a finance leader at a service provider or a trustee and guardian, this app leads the way in showing how much was spent, what for, who made the transaction and all receipts in real time. Fully Quality and Safeguards compliant.

A view of transactions on the SpendAble Platform

Cash Management

Manage every dollar, no matter the payment method, in one easy-to-use system. Keep track of cash balances and transactions seamlessly, giving you a single source of truth, improved accuracy and greater flexibility in how you spend.

Cash ledger management on the SpendAble platform

Parent & Guardian View

More transparency when support workers and providers are helping your child spend. See every transaction in real time and personalise controls to decide how and when money can be used

Parents and guardians using SpendAble

We’re trusted by participants and providers Australia wide,
but don’t just take our word for it

“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider

Disability money management app with everything
you’ll ever need for secure spending