Australia's #1 money handling solution for providers, participants & parents

SpendAble Budget Hub dashboard

Built by providers & participants, for providers & participants

We're trusted by thousands, because we do what other money handling solutions can't
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Use Cases

Connecting everyone, for gold standard money handling

The only debit card specifically designed for participants

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Build your budgeting skills and capacity — so you can become more independent and confident

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Connect trusted support workers when you need them to pay for you — increasing your safety and security

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Maximum transparency and accountability — you control how every dollar of your money is spent, no matter who pays

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Spend less time on ledger books and more on supporting your clients

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Track all spending automatically — without the hassles of time consuming, manual record keeping

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Never chase a receipt again — with instant receipt capture

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Compliant money management and client capacity building all in one, easy-to-use system

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Manage spending compliantly and securely — all in one place

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Accurate and audit ready — designed specifically to meet your Quality & Safeguard requirements

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Easy, clean accounting — never hold client funds in your business banking environment again

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Set spending rules and budgets for staff — so you never have to worry about overspending client funds again

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No more time consuming record keeping

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Securely access funds when you need to support a client to pay, without the hassle of manual records

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Support participants to build their own capacity — empowering their independence and confidence

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No more juggling receipts and change — one safe and easy process no matter who you're spending for

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A support worker and participant holding SpendAble cards

Transparency over every dollar, no matter who is spending

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Peace of mind — you control how much money can be spent and for what purpose

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Safe and secure — only those with your permission can access funds to pay

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Build skills and independence — budgeting features designed specifically to build financial capacity

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features

One platform, designed for the unique and specific needs of participants and care providers

Budgets

Whether you're programming a financial management plan, supporting a participant to learn how to budget, or setting spending rules for support workers  —  SpendAble makes spending accessible, secure and easy.

Setting spending rules

Capacity Building

Specialised features, co-designed and developed by people with lived experience and industry experts to support participants to build their money skills — empowering independence, control and confidence.

Building capacity with the SpendAble system

Connect Support Workers

Control exactly who is using what money, for what purpose. Secure connect trusted carers and support workers to money when they need to pay, without having to hand over cash or a personal debit card ever again.

Support workers on SpendAble

Transactions & Reporting

Whether you're a parent of a participant, a finance leader at a service provider or a trustee & guardian — see how much was spent, what for, who made the transaction and receipts in real time. 100% Quality & Safeguards compliant, every time.

A view of transactions on the SpendAble Platform

Cash Management

Manage every dollar of spend, no matter the tender method in one, easy-to-use system. Keep track of cash balances and transactions seamlessly — giving you one source of truth, improved accuracy and greater flexibility in how you spend.

Cash ledger management on the SpendAble platform

Parent & Guardian View

More transparency when support workers and providers and supporting your child to spend. See every transaction in real time and control exactly how you want money to be spent.

Parents and guardians using SpendAble

We’re trusted by participants and providers Australia wide — but don’t just take our word for it

“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare
“The team at SpendAble are amazing - focused on the outcomes for the people that matter, and responsive to individual's support requirements. Very easy to work with as well!”
Lachlan
Service Provider
“SpendAble are really changing sector with their targeted, impactful solution to making quality and transparency easy!Cannot think of a better product on the market!”
Jesse
Support Coordinator
“SpendAble are really making a difference in the disability sector and great to work with.Highly recommend the work that they are doing!”
Sebastian
Service Provider
“SpendAble has been a game-changer for NDIS participants! The user-friendly platform simplifies budgeting and tracking and their knowledgeable and caring team provides personalised support, making financial management stress-free! I would highly recommend their services!”
Celine
Behavioural Support Practitioner
“The SpendAble team are doing great work addressing some of the critical financial process gaps that exist in the healthcare space for individuals to have better access to the care they need.”
Steve
Healthcare
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“Amazing team that actually care about the community. Highly recommend SpendAble!”
Luke
Participant
“Working with the team from SpendAble is always a genuine business partnership, focussed on real life solutions towards empowering and supporting some of the most vulnerable members of our communities."
Daniel
Service Provider
“SpendAble has been a life change for our family, our son and his support team. It has helped our son develop essential and necessary money handling skills, while ensuring an invaluable layer of accountability, responsibility and transparency which protects our son and his dedicated support team”
Deb
Parent
“Could not speak more highly of the SpendAble team. Their timely, friendly and approachable manner with either tech support or questions in relation to their SpendAble solutions is top notch. Their passion and knowledge in relation to the products is second to none - You're in safe hands with SpendAble!”
Emma
Provider
“SpendAble has been wonderful in customising a program for the person I referred. The flexibility and time they spent in ensuring their program will work for the person is amazing. A great resource.”
Sue
Support Coordinator
“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider
“SpendAble provides our clients with choice and control, all the information is updated in the app and it holds all of our proof of purchases.  It’s a pleasure using a product like SpendAble”
Mandy
Service Provider
“SpendAble is the best platform I have ever used to track my money. It helps me track what I spent, what the items I bought look like and keeps my support workers and I accountable for my spending. If you live with a disability, you won't regret giving SpendAble a go”
Pete
Participant
“Great team that truely care about empowering participants to manage their money. We recommend SpendAble to any provider looking to increase transparency, accountability and ease of money handling in the NDIS”
John
Service Provider
“My support workers can transact on my behalf without giving out my bank card or cash ever again. My life has completely changed with SpendAble”
Chris
Participant
“Highly recommend SpendAble, their product makes managing money simple - a well thought out product”
Jonathon
Provider