NDIS Case Study: Replacing Manual Cash Management with Secure Infrastructure

How a Northern Territory disability provider replaced physical cash with SpendAble’s secure infrastructure to improve compliance, visibility, and participant choice.
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A happy NDIS participant

The Challenge: Replacing Manual Cash Management with Secure Infrastructure

This Provider operates in the Northern Territory, supporting 650+ people. Prior to SpendAble, they relied heavily on physical cash because traditional bank debit cards were inaccessible to participants whose finances were managed by public trustees or families.

The Solution: SpendAble’s Governance & Compliance Framework

  • Standard 4 Compliance: SpendAble was chosen specifically for its intent to support participant independence compared to industry-agnostic alternatives.
  • Operational Visibility: Location cards cover groceries and shared expenses general purchases for all residents, replacing difficult cash based accounts and cash handling.
  • Administrative Relief: Support workers benefit from not having to front their own money, balance cash or manually manage receipts, significantly reducing stress.

Strategic Outcomes

  • Quick Implementation: The transition from decision to rollout took six months, which was considered very fast for the organisation.

Empowered Choice:

Participants who cannot manage traditional bank accounts now have a tool to build financial capacity and choice.

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